300-word response to the following question(s)/prompt(s); include at least one APA-formatted citation/reference:

Research the subject of sources of financing for small businesses.  Then watch the following videos,  SBA Loans Explained and SBA 504 Loan Program, for an example of how small businesses can utilize the services of the SBA as an option for financing.

Respond to the question: 

Many companies benefit greatly by using the SBA, what reasons are there for seeking an SBA-loan, versus pursuing a straight commercial loan?

https://www.youtube.com/watch?embed=no&v=TPNnRVgLSBs&feature=emb_logo

https://www.youtube.com/watch?embed=no&time_continue=5&v=dkJa37MzG0A&feature=emb_logo