Discussion post 2nd -Kelly-
During the pandemic, my job had a restructuring, and we were given the choice to choose an early separation package from the company or to stay in our current roles and see if our division would be included in future downsizing. There was uncertainty in whether I would be able to retain my role after restructuring was completed. If I didn't maintain my role after the restructure, I wouldn't be eligible for a separation package.
Without a separation package, planning for future expenses would be difficult and may affect my ability to pay tuition and household bills. Also, I would be in a position where I would need to find another job that I qualified for and had an acceptable salary.
As I made a decision, the risk was that taking too long to decide would cause me to miss the deadline to apply for the separation package. This would force me to wait & see what the future would be without the security of a job. It wouldn't be guaranteed that I would find a job quickly and could jeopardize my finances.